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Starting up an SMSF was one of the best decisions for my family and I. With the help of the Stellar, I was able to purchase my business property through the Fund and pay the rent straight back in. Since doing this, I have seen a large increase in the Fund balance as well as a decrease in my annual tax bill! This set up is much more beneficial for me, and my family in the long run, as all of the rent that would usually be paid to a third party, gets to stay in the family and provide for our retirement. They took all of the stress out of buying a property and I found the Stellar team extremely helpful and knowledgeable about the processes.


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Stellar Super have made my transition into retirement so much smoother than I could have imagined. After reviewing my goals and current situation, they recommended that I start a Transition to Retirement Income Stream (TRIS), as I am over 60, it meant that I could take these payments tax free. This second income enabled me to decrease my days at work, whilst not losing any of the income that our household functionality relied on.


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I came to Stellar Super because my wife and I felt that we needed a more in-depth look at our SMSF. After discussing our situation with the team, it was identified that the pensions we were taking exceeded the amounts that we needed to sustain our lifestyle, and a re-contribution strategy was suggested. This particular strategy helped us sustain a sizeable balance in the Fund, whilst also decreasing the taxable amounts of our member balances so that our adult children would benefit from the tax savings when we pass on.