Today’s Super
Tomorrow’s Future
At Stellar Super we are passionate about helping our clients get the most from their Super ~ what we deliver is confidence in the Super Advisory process. This purpose combined with our experience means we have the unique ability to provide a painless experience with the whole journey effectively being managed through one partner who is there for every step of the process to ensure our client’s needs are interpreted and implemented. We know from experience the best result is achieved through a high level, high touch experience, involving close collaboration with the client and delivering on the promise. Achieving quality outcomes for our clients that results in building trust and enhances our reputation is ultimately what drives us and what we do better than anyone else.
At Stellar Super we are passionate about helping our client’s get the most from their Super – what we deliver is confidence in the Super Advisory process. (more…)
Stellar Super Pty Ltd provides tax, compliance and audit services to clients and/or other accounting/audit firms, we are a firm that prides ourselves on building trust with our clients and providing high quality work, (more…)
We make complex simple We have a specialised and attentive approach to your super We see each client as individuals and won’t give you a “standard” solution (more…)
The Stellar Team
Isobella Hunter
Suzanne McIntosh
Brooke Hepburn-Rogers
A surplus election budget is the news coming out of the 2019-20 Federal Budget. With superannuation left largely untouched, the Government focused on further personal income tax cuts.
However, three key announcements include providing more flexibility for individuals to contribute at ages 65 and 66, the ability to choose their preferred exempt income tax method and increased funding for electronic super rollovers are welcomed.
This Federal Budget will provide much-needed stability and flexibility for SMSF members while looking to reduce red tape.
We have had success in transferring UK pensions over to an Australian self-managed superannuation fund (SMSF).
There is now an age restriction of 55+ for the members of an SMSF who would like to transfer their pension from the UK, and a deed upgrade will need to occur, however we do see a large increase of Australians working in the UK and having pension scheme balances, that used to feel ‘lost’ upon returning to Australia.
If this is something that you think you could benefit from or would like further information, please contact our office.
SMSF trustees need to truly understand diversification and better diversify their portfolios.
The benefits of a well-diversified portfolio are numerous but the key ones that SMSF trustees should focus on are the benefits of mitigating volatility and short-term downside investment risks, preserving capital and the long-run benefits of higher overall returns. By spreading an SMSF’s investments across different asset classes and markets offering different risks and returns, SMSFs can better position themselves for a secure retirement.
However, did you know that 82% of SMSF trustees believe that diversification is important but in practice many do not achieve it?
Tribe Group
