Tag Archives: Self-Managed Superannuation

Trust deeds in the new SMSF world – Benefit payments and estate planning

The superannuation trust deed, along with the superannuation laws, form the governing rules that a self-managed super fund (SMSF) need to operate by. The introduction of the $1.6 million transfer balance cap (TBC) and new transition to retirement income stream (TRIS) rules are a ‘game changer’ for SMSFs when discussing benefit payments and estate planning. With the new super rules in effect as of 1 July 2017, now is the right time to review if your trust deed needs to be enhanced or amended to deal with the new approaches and strategies you may need to implement.

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Crypto Currencies

This is an area that is becoming increasingly discussed within the self-managed superannuation fund (SMSF) environment and we encourage those that are interested in this type of investment contact us first to discuss the implications as there is no ‘one size’ fits all.

Some areas of compliance to review but not limited to, are:

  1. Separation of assets – An electronic crypto currency wallet is a pre-requisite for purchase, one of the potential issues here is that some providers do not cater for self-managed superannuation fund (SMSF) titles on this wallet. .
  2. Acquisition from a related party – Ensure that this purchase is made from an independent third party.
  3. Investment strategy – This will need to be reviewed, and potentially updated, to ensure this is an allowable investment by the Fund.
  4. Trust Deed – As with your SMSF’s investment strategy, this will need to be reviewed, and potentially updated, to ensure this is an allowable investment by the Fund.

 Please note that there are taxation rulings and determinations issue by the Australian Taxation Office (ATO) and capital gains tax rules may apply to the disposal of the asset.


SMSF Auditor Only Service

At Stellar Super we are passionate about helping our clients get the most from their Self-Managed Super Funds (SMSF’s) – what we deliver is confidence in the Super Advisory process.

 We are offering an “audit only” service for financial providers who like to offer independent, third-party audits for their clients, as well as for SMSF Trustees that prepare their year-end work.

Our fee for this service will be a flat-rate,  no matter the size of the SMSF, and you can be assured of privacy for your firm and your clients.

Our ASIC registered SMSF Auditors have extensive knowledge in this area and will be able to ensure a high quality and professional experience for your clients.

If you would like additional information about our services, please contact us at our office.


Stellar-Super

SMSF Audits – Independent Third Party

As Stellar Super we are passionate about helping our clients get the most from their Self-Managed Superannuation Funds (SMSFs) – What we deliver is confidence in the Super Advisory process.

We offer an audit service, to Trustees and other SMSF professionals,  who would like an independent, third party, audit. Our fee for this service is a flat rate, no matter their size of the Fund, and you can be assured of privacy.

Our ASIC registered SMSF auditor has extensive knowledge in this area and will be able to ensure a high quality and professional experience.

Please contact us at 02 6274 0400 or superadmin@tribegroup.com.au.